VALUE CAPITAL FUND

The best way
to Find direct private lenders

Create a loan request

Reduced competition

Tighter bank financial regulations have created opportunities for nonbank lenders.

Deal sourcing is highly relationship driven creating a barrier to entry.

Negotiation leverage

Direct contact with the borrower provides the opportunity to structure deals with tailored covenant packages.

Minimum return thresholds can be achieved through favorable call protection.

Strong deal flow

A strong supply of debt opportunities is expected from the combination of high real-estate transactions and strong relationships already established by the team within the industry

Attractive Risk adjusted returns

Attractive Risk adjusted returns Significant yield premium relative to bank loans, even with low leverage levels.

Low default rates and high recovery rates

Why VC FUND?

Our team is uniquely positioned to find the opportunities to invest and provide our investors with a targeted return of up to 7%, which is extremely attractive on a risk-adjusted basis when compared to other investment opportunities

  • Contact Lenders Directly
  • Collateral package valuation
  • The Best real estate ecosysteM
  • Expert Assistance Available
  • Asset-backed direct lending

How it works

At VC FUND, we streamline the venture capital process, connecting promising startups with the right investors. Our four-step approach ensures efficiency and transparency.

  • 01. Deal sourcing
  • Our team has a proven track record in providing direct lending in the real estate market, has deep relationships within the real estate ecosystem and is uniquely positioned to find the lending opportunities.
  • Our network of brokers, realtors, banks and other financial institutions continuously reach out to us for lending in situations where speed to execute is key.
  • 02. Due Diligence
  • Creditor ability to pay assessment
  • Collateral package valuation to ensure our internal requirements are being met
  • 03. Execution
  • Our industry expertise and funds availability allow us to execute the transaction in as little as two weeks time.
  • 04. Contact Management
  • Our contract management team performs quarterly good standing assessments to ensure that the loan is performing in every aspect.
Create a loan request

Creditor ability to pay assessment

Collateral package valuation to ensure our internal requirements are being met

Loan amounts

From $150,000 to $2,000,000

Interest Rates 10% to 14%

Loan Terms 6 months to 24 months

Origination Fees 1% to 4%

Lien Position 1st

Collateral Types

Residential Property

Commercial Property

 

 

Loan Purpose

Investment Acquisition

Investment Refinance

Improve Subject Property

Use Equity to Invest in Another Property

Property Occupancy

Tenant Occupied 100%

Tenant Occupied Partial

Owner Occupied Commercial

 

Details and Requirements

Details and Requirements

Typical Closing Time (Days) 14

Fastest Closing Time (Days) 5

Payment Structure   Interest Only

 

Our Team

Federico Carabetta

VCFUND MEMBER

Instagram Linkedin

Federico is a Managing Partner at VC FUND He is responsible for sourcing, executing and monitoring our Real Estate and Direct Lending transactions as well as monitoring our portfolio companies’ performance.

Since 2018, Federico has allocated more than USD 10 million in direct lending, attaining very attractive risk adjusted returns for his investors.

Prior to joining Value capital fund, Federico managed his family’s and other client’s investment portfolio with an AUM of approximately 50 million.

Manuel j. Vadillo

VCFUND MEMBER

Instagram Linkedin

Manny Vadillo is a partner and prominent attorney on Sanchez Vadillo LLP, with more than 19 years of experience. He is proud to have attained a Preeminent AV rating by Martindale Hubbell for ethical standards and legalability.

From 2012 to 2013 he was a member of the City of Miami’s Finance Committee and was recently appointed to the City of Miami’s Planning and Development Committee where he currently sits since 2014.

Additionally he is named “Top 100 agents for Attorney’s Title Insurance Fund, Old Republic Title Insurance Company, and First American Title Insurance Company”.

Funded deals

See all Deals